                    &\multicolumn{1}{c}{Population}&\multicolumn{1}{c}{Sample}&\multicolumn{3}{c}{Diff. w/ control (std. err.)}        \\\cmidrule(lr){2-2}\cmidrule(lr){3-3}\cmidrule(lr){4-6}
                    &\multicolumn{1}{c}{Mean (std. dev.)}&\multicolumn{1}{c}{Mean (std. dev.)}&\multicolumn{1}{c}{Means-testing arm}&\multicolumn{2}{c}{Tax arm}       \\
\emph{A. Demographics}&            &            &                     &            &                     \\
\(\qquad\) Age      &            &       45.36&       -0.18         &            &       -0.19         \\
                    &            &      (6.23)&      (0.28)         &            &      (0.27)         \\
\(\qquad\) Male (\%)&       48.74&       48.76&        0.49         &            &        1.89         \\
                    &            &            &      (2.23)         &            &      (2.22)         \\
\(\qquad\) Married or common-law (\%)&       72.24&       62.39&        0.70         &            &        1.24         \\
                    &            &            &      (2.15)         &            &      (2.14)         \\
\(\qquad\) Widowed, separated or divorced (\%)&       11.00&       12.07&       -1.53         &            &       -0.64         \\
                    &            &            &      (1.40)         &            &      (1.42)         \\
\(\qquad\) Never married (\%)&       16.76&       25.54&        0.83         &            &       -0.60         \\
                    &            &            &      (1.94)         &            &      (1.92)         \\
\(\qquad\) High school or less (\%)&       31.09&       31.41&        0.02         &            &       -1.36         \\
                    &            &            &      (1.52)         &            &      (1.49)         \\
\(\qquad\) College or some university (\%)&       37.55&       37.94&       -2.05         &            &       -0.28         \\
                    &            &            &      (2.17)         &            &      (2.17)         \\
\(\qquad\) Bachelor degree or more (\%)&       30.34&       30.65&        2.03         &            &        1.64         \\
                    &            &            &      (2.23)         &            &      (2.22)         \\
\emph{B. Income and Savings}&            &            &                     &            &                     \\
\(\qquad\) Annual income ('000 \$)&       62.02&       61.76&       -1.89         &            &        0.75         \\
                    &     (70.30)&     (46.31)&      (2.16)         &            &      (2.21)         \\
\(\qquad\) Annual spending ('000 \$)&            &       80.63&        3.48         &            &       14.99\sym{*}  \\
                    &            &    (203.03)&      (8.39)         &            &      (9.04)         \\
\(\qquad\) RRSP amount ('000 \$)&      107.71&      122.51&       -7.00         &            &      -17.44\sym{*}  \\
                    &    (170.37)&    (301.77)&     (13.98)         &            &     (10.45)         \\
\(\qquad\) TFSA amount ('000 \$)&       19.47&       27.77&       -1.10         &            &       -1.35         \\
                    &     (29.25)&     (38.73)&      (2.21)         &            &      (2.21)         \\
\emph{C. Financial Literacy}&            &            &                     &            &                     \\
\(\qquad\) 1 correct answer (\%)&            &       12.48&        1.50         &            &       -0.46         \\
                    &            &            &      (1.36)         &            &      (1.30)         \\
\(\qquad\) 2 correct answers (\%)&            &       28.26&        3.10         &            &       -0.67         \\
                    &            &            &      (1.94)         &            &      (1.89)         \\
\(\qquad\) 3 correct answers (\%)&            &       53.04&       -4.26\sym{*}  &            &        1.84         \\
                    &            &            &      (2.19)         &            &      (2.16)         \\
\emph{D. Preferences}&            &            &                     &            &                     \\
\(\qquad\) \(\sigma\)&            &        0.41&       -0.01         &            &        0.01         \\
                    &            &      (0.91)&      (0.04)         &            &      (0.04)         \\
\(\qquad\) \(\beta\)&            &        0.97&       -0.01         &            &       -0.01         \\
                    &            &      (0.21)&      (0.01)         &            &      (0.01)         \\
